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Upromise®

Upromise lets you earn more for college with everyday purchases, like shopping online, dining out and more. It's free to join and when you link your Upromise and SMART529 accounts, those earnings will be automatically transferred on a regular basis to become college savings.1

Upromise welcomes SMART529 Account Owners

When you link your SMART529 Account with a Upromise account, your Upromise earnings can help you save even more. For example you could earn:

  • 1–25% back when you shop with 750+ of our online retail and travel sites.
  • Money back when you dine at over 8,500 participating restaurants.
  • Your Upromise earnings are automatically transferred on a periodic basis. You'll be surprised at how fast the extra money from your Upromise account can add up. Join now.

Log in image and select Upromise from the left navigation bar to get started.

 

1Upromise is an optional service offered by Upromise, Inc., is separate from The Hartford SMART529, and is not affiliated with the State of West Virginia, or Hartford Life Insurance Company. Specific terms and conditions apply. Participating companies, contribution levels and conditions subject to change without notice. Transfers subject to a $15 minimum. Upromise, Inc. is affiliated with Upromise Investments.

MUN 101152

Updated 07/28/2010
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SMART529 is offered by the West Virginia College Prepaid Tuition and Savings Program
Board of Trustees and is administered by Hartford Life Insurance Company.

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You should carefully consider the investment objectives, risks, charges and expenses of SMART529 and its Underlying Funds before investing. This and other information can be found in the Offering Statement for SMART529 and the prospectuses or other disclosure documents for the Underlying Funds, which can be obtained on SMART529.com or by calling 866-574-3542. Please read them carefully before you invest or send money. SMART529 is distributed by Hartford Securities Distribution Company, Inc. Member SIPC.

If you reside in or have taxable income in a state other than West Virginia, you should consider whether your state has a qualified tuition program that offers favorable state income tax or other benefits exclusive to your state’s program that are not available under the SMART529 program.

Non-qualified withdrawals are taxable as ordinary income to the extent of earnings and may also be subject to a 10% federal income tax penalty. Such withdrawals may have state income tax implications.

Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College Prepaid Tuition and Savings Program, the West Virginia State Treasurer’s Office, Hartford Life Insurance Company, The Hartford Financial Services Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, you should consult your own tax or legal counsel for advice.


“The Hartford” is The Hartford Financial Services Group, Inc. and its subsidiaries.
"The Hartford" is a registered trademark of Hartford Fire Insurance Company.
"SMART529" is a registered trademark of the West Virginia College Prepaid Tuition and Savings Program Board of Trustees.