Isn't it time for real innovation in the life insurance industry?

Question:

Are your clients prepared for these obstacles?

Dying too soon
Running out of money in retirement
Becoming chronically ill

Fact:

This year more than 10,000 Baby Boomers will turn age 65 every day—a trend that will continue for the next 20 years.

Answer:

Hartford Bicentennial UL Freedom features the new innovative Access Suite of Benefits which allows clients to purchase a set amount of life insurance benefit and the flexibility to access the death benefit to provide income when it's needed most.

The Hartford's LongevityAccess Rider provides your clients with:

A monthly guaranteed minimum withdrawal benefit of 1% of the policy's face amount beginning at age 90 when rider requirements are met.
A guaranteed residual death benefit of up to 10% if the Benefit Eligibility Test¹ is met at least once.

Watch the video of Dr. Robert Pokorski, chief medical strategist for The Hartford, share his insights on the concerns facing Baby Boomers.

3 Easy Ways To Get Started

Call 1-800-953-4467 to get a free "Income for Life's Outcomes" client kit!
Log on to Hartford Investor to view marketing materials and product information.
Not yet registered on Hartford Investor? Take a few minutes to register now.

Let Us Contact You

Complete the form below to talk with a Chamber Insurance Trust representative in your area.

Thank you for your interest! A Chamber Insurance Trust representative will contact you within one business day.

The Hartford's Life Division is an Industry Leader

Our underwriting has proven to be progressive, accessible, and accomplished; with expertise in high face amount. Over 750,000 Americans currently trust their life insurance needs to The Hartford's life subsidiaries, in part because they are getting more than the promise of a death benefit. They are entrusting their financial protection to a company with products that meet needs and offer value, service that exceeds expectations, a trustworthy company with a long history of reliability, and the dedication to deliver it all, day after day, for 200 years.

¹ The guaranteed minimum withdrawal benefit (GMWB) will be available each month that a Benefit Eligibility Test is met until the Benefit Balance is exhausted.

The Benefit Eligibility Test requires that the policy has no outstanding Indebtedness, has achieved the required funding level on the test date, has death benefit option A (level) and the death benefit is not being accelerated under any accelerated death benefit rider or long-term care rider that may be attached to the Policy.

Taking benefits under LongevityAccess will reduce, and in some cases eliminate, the death benefit available to the policy beneficiaries.

Guarantees and benefits within the policy are based on the claims-paying ability of the issuing insurance company.

Chamber Insurance Trust is not an affiliate or subsidiary of The Hartford.

"The Hartford" is The Hartford Financial Services Group, Inc. and its subsidiaries, including the issuing companies of Hartford Life Insurance Company (HLI) (New York) and Hartford Life and Annuity Insurance Company (HLA) (Outside New York), Simsbury, CT. The mailing address for both issuers is PO Box 2999, Hartford, CT 06104-2999.

Hartford Bicentennial UL Freedom^® is a flexible premium universal life insurance policy. HLI policy form # HL–15908(04)(NY). HLA policy form # LA–1252(04) and may include state abbreviations. Features may vary by state.

LongevityAccess Rider^SM: HLI rider form # HL–19318(11)(NY) and HLA rider form # LA–1362(11) and may include state abbreviations.

For Producer Use Only. NOT FOR USE WITH THE PUBLIC.

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